What are the best cash-back credit cards? For many people, cash back is the best. With cash back credit cards, you can earn money back on where you spend your money the most. These cards give you a good percentage back on purchases made at grocery stores, department stores, or gas. And the money can be used to boost your account or lower your credit card bill.
The best cash-back credit cards are very easy to use and offer flexible rewards to match the way you spend. Depending on the way you spend, you can easily get from 1% to 6$ cash back on everyday purchases, travel, and more. Best cash-back cards also come with amazing cost-saving features that can easily help you fight against the costs of inflation in the below list, you will find our best cash-back credits card on the market today. Check them out
6 Best Cash Back Credit Cards
The right credit card for you depends on your needs and spending habits. However, our list of the best cash-back credit cards can help you make your choices.
The Chase Freedom Unlimited
The Chase Freedom Unlimited card is a very fine card with 1.5% cash back on all purchases. It also offers bonus rewards on travel boards through chase as well as drugstores and restaurants. This card offers new cardholders the opportunity to enjoy a great bonus. In the first 3 months of opening the card account, you can enjoy a $200 bonus after you spend $500 on purchases with the card. Another good thing about this card is that the cash-back rewards card does not expire as long as the card exists.
Wells Fargo Active Cash® Card
You can enjoy $300 cash rewards after spending at least $1,000 in purchases in the first 3 months of opening a card account. Cardholders can earn unlimited 2 percent rewards on every purchase made with the card. One of the best things about this card is that it does not require an annual fee. You can also get $600 of mobile phone protection against theft or damage when you pay the cell phone monthly bill with the Wells Fargo eligible card. Apply for the card today to learn more about the terms and conditions and product features.
Citi® Double Cash Card
Citi® Double Cash Card is a card that earns you rewards for good spending habits with it earn-as-you-pay rewards program. In addition to the 1 percent cash back, you get on every purchase you make, you will get an extra 1 percent cash back reward if you pay up the balance you owe. This can help cardholders to learn good spending habits and pay their bills on time. Another good thing about this Citi card is that there is no annual fee.
And also, while you will get an introductory APR on your balance transfer, it will not apply to the purchases made. In addition, there is no limit to the amount of cash back rewards you can enjoy.
U.S. Bank Altitude® Go Visa Signature® Card
This card no-annual-fee card is loved by many people not only because it lets you enjoy rewards point quickly when you spend on the bonus categories, but also because it provides intro offers. If you make purchases of up to $1,000 in the first 90 days, you will enjoy 20,000 bonus points, valued at $200. Also, you may benefit through the credit card 0 percent APR offer on balance transfers and purchases for the first 12 billing cycles, and after the intro period 19.24% – 28.24 variable APR.
This incredible card offers 4x point on takeout, restaurant delivery, and dining; 2x points at grocery stores, grocery delivery, gas stations, and streaming services; and 1x points on other purchases. Redeem your points immediately to shop almost anywhere it is possible once you enroll in the real-time rewards.
Bank of America® Customized Cash Rewards credit card
This bank of America credit card is like gold in the world of cash-back credit cards. It allows cardholders to be able to select one of six 3 percent cash-back bonus categories. And they can swap their choice out once a month. This means cardholders can time big-ticket purchases to coincide with the bonus category. It allows users to enjoy lots of rewards and features.
As a cardholder, you can easily enjoy up to 75% more cash back on every purchase as a preferred rewards member. As well as Visa Signature Benefits and free general mission to over 200 cultural institutes on the first week of each month. Visit the card website today, check out the terms and conditions, and apply.
Amazon Prime Rewards Visa Signature Card
The Amazon Prime Rewards Visa Signature card offers a welcome bonus to new cardholders, a high cash-back rate on every Amazon purchase, and added benefits. For a start, all cardholders get a $100 Amazon gift card once their application is approved. And not having to pay an annual fee is a huge benefit. As an Amazon prime member, you can enjoy 5% cash back when you make use of a credit card to make purchases through Whole food markets and Amazon.com.
You get to earn 2% back at drugstores, restaurants, and gas stations, and 1 percent on every other purchase. Another good thing is that you can make use of this card outside the country becomes it comes with no foreign transaction fees. Other benefits include extended warranty protection, purchase protection, travel accident insurance, baggage delay insurance, and lost luggage reimbursement.
Visit these cash-back credit card issuers and check out more information on this card. Once you find the one you want, you can easily apply on the issuer’s website. You can also check out more credit cards, and compare rates before choosing the one you want. And just like I have mentioned above, the right cash back credit card is the one that suits your spending habits and needs. So make sure you choose the right one, apply and swipe up.